The Global 401(k) Built for the New Digital Worker
Treasury-backed yield, tokenised US stocks, stable-coin income & crypto growth — in one self-custody plan.
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Cross-border compliant
Serve talent in 20+ countries with one plan.
RWA yield core
US Treasury exposure via Mountain Protocol USDM (yield-bearing stablecoin).
Optional crypto sleeve
BTC & ETH index or your own basket.
Self-custody keys
Employees hold the assets; employers avoid custodian risk.
Four Pillars of the Portfolio
Real World Assets
Treasury-backed USDM stablecoin (≈ 3-4% APY) and tokenised S&P-500-style equity exposure.
Stable-coin Yield
Ethena USDe, sUSDe & other delta-neutral, yield-bearing dollars.
Staking Yields
Liquid staking derivatives & validator staking for enhanced passive income (≈ 4-8% APY).
Crypto Core
BTC/ETH sleeve or multi-asset crypto index, auto-rebalanced.
Compatible with any payroll, anywhere.
Plug-and-play APIs and optional fiat ramps. Your finance team keeps using its current stack.