Investment Strategies
Our diversified approach combines traditional finance with digital assets for optimal retirement growth.
1 | Real World Assets (RWA)
Treasuries (USDM)
- •Mountain Protocol's USDM is a regulated, yield-bearing stablecoin backed 1-to-1 by short-term U.S. Treasuries and money-market funds. Employees outside the U.S. gain T-Bill yield without banking friction.
Treasury Yield Without Borders
Access U.S. Treasury yields from anywhere in the world through regulated, blockchain-based stablecoins.
Tokenised US Stocks
- •We're finalising a wrapper that tokenises a low-cost S&P-500 ETF.
- •Alternative: integrate third-party RWA exchanges experimenting with equity tokenisation (e.g., Janus Henderson's on-chain fund pilot).
Equity Exposure, Simplified
Traditional equity markets meet blockchain efficiency, providing global access to U.S. stock market performance.
2 | Stable-coin Yield Layer
- •Opt-in module using yield-bearing stablecoins (currently Ethena USDe / sUSDe) to capture delta-neutral yield (≈ 8–20 % APY, variable).
Enhanced Stable Returns
Capture higher yields through delta-neutral stablecoin strategies without direct market exposure.
3 | Staking Yield Strategies
- •Liquid staking derivatives (LSDs) like stETH, rETH, and others provide staking yields with liquidity.
- •Validator staking for long-term positions with enhanced yields and network security participation.
Passive Income Through Staking
Generate consistent yields by participating in network security and consensus mechanisms through staking protocols.
4 | Crypto Core Index
- •Diversified basket (BTC, ETH, SOL…) or employer-specific allocation caps.
- •Auto-rebalanced quarterly; employees can toggle off for lower risk.
Digital Asset Growth Potential
Capture long-term growth in the digital asset space with managed risk through diversification and employer-defined allocation caps.
Ready to modernize your retirement benefits?
Schedule a demo to see how Xucre can help your global team build wealth with next-generation investment strategies.
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